The best health insurance plans in India » offer comprehensive coverage for various medical needs, including hospitalization, pre- and post-hospitalization expenses, and day-care treatments. They typically provide cashless treatment at a wide network of hospitals, ensuring convenience during emergencies. Some plans also include critical illness coverage, wellness benefits, and optional riders for added protection, such as maternity or dental coverage. A good plan should offer a sufficient sum insured to cover rising healthcare costs, with minimal waiting periods for pre-existing conditions. Additionally, plans with high claim settlement ratios and transparent policy terms are preferable for hassle-free claim processing.